Home Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.096%  0.550%
 4.125%  4.175%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.620%  0.224%
 3.625%  3.713%  0.000%
7/1ARM30LIBOR
 Rate  APR  Points
 3.250%  3.958%  0.000%
10/1ARM30LIBOR
 Rate  APR  Points
 3.375%  3.856%  0.000%
Jumbo
30 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.125%  4.153%  0.000%
15 Year Fixed Rate Jumbo
 Rate  APR  Points
 3.625%  3.673%  0.000%
Home Equity Loans
Home Equity Line of Credit with Automatic Payment
 Rate  APR  Points
 4.000%  4.000%  0.000%