Home Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.458%  0.343%
 4.500%  4.554%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.045%  0.527%
 4.000%  4.097%  0.028%
7/1ARM30LIBOR
 Rate  APR  Points
 3.625%  4.393%  0.000%
10/1ARM30LIBOR
 Rate  APR  Points
 4.000%  4.426%  0.000%
Jumbo
30 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.500%  4.529%  0.000%
15 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.000%  4.051%  0.000%
Home Equity Loans
Home Equity Line of Credit with Automatic Payment
 Rate  APR  Points
 4.500%  4.500%  0.000%